CREDIT CARD LOAAN
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0. Right now you owe $1,800.00 after you pay 25.00 this week on loan. This brings the total paid so far of $1,200 out of $2,200 for loan and $700.00 out of $1,500 car. That's 1000+800=1800.

1. We get a loan for $1750.00* for one year 0%.... 4% fee=70.00. This would be for about 4.5 months if you made all the payments on time shown below.

2. When you have a 40 hr. week, you contine to pay 75+25 a week as you have been. If you have a 32hr. week, you can pay less but a minimum of 50.00 a week towards loan. Try to catch up quickly.

3. This would pay off all the money owed to Lorna including late-pays. You would be caught up. If you have a problem with hrs, it won't effect her anymore....... and the cc allows you to get behind and get caught up. BUT I want this thing paid off quickly cuz I'm still involved!!

4. This also means if something happens to you, I still get the car. So you need to tell Julie, her bro and anyone else who may think that the car is free and clear. They of course can purchase it from me for what is owed.

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 5. About interest.
You would have paid lorna $200.00 interest for using her money for 7 month (from July through Jan.)
Since you will only use her money from July to about the middle of Nov. You will pay Lorna $150.00 interest for 4.5 months. So the $50.00 you save can go toward CC fees. So you only pay about $20.00 fee to CC.