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Current Rates: June 21, 2011


                   
New
60 Months
5.50
%
48 Months
5.25
%
36 Months
5.00
%
 
7.00
%
6.50
%
5.75
%
 
9.00
%
8.50
%
7.75
%
 
10.50
%
10.50
%
9.25
%
 
11.50
%
11.00
%
10.25
%
 
Program Cars
60 Months
5.50
%
48 Months
5.25
%
36 Months
5.00
%
 
7.00
%
6.50
%
5.75
%
 
9.50
%
9.00
%
8.25
%
 
11.00
%
10.50
%
9.75
%
 
12.00
%
11.50
%
10.75
%
 
2008 - 2010
60 Months
5.75
%
48 Months
5.25
%
36 Months
5.00
%
   
7.00
%
 
6.50
%
 
5.75
%
   
9.50
%
 
9.35
%
 
9.25
%
   
11.00
%
 
10.85
%
 
10.75
%
   
12.00
%
 
11.85
%
 
11.75
%
   
   
   
 

2006 - 2007

60 Months
6.00
%
48 Months
5.75
%
36 Months
5.50
%
 
7.25
%
7.00
%
6.75
%
 
10.00
%
9.75
%
9.25
%
 
11.75
%
11.25
%
10.75
%
 
12.50
%
12.25
%
11.75
%
 
2003 - 2005
48 Months
6.25
%
36 Months
6.00
%
24 Months
5.75
%
 
7.25
%
7.00
%
6.75
%
 
10.75
%
10.50
%
10.25
%
 
12.25
%
12.00
%
11.75
%
 
13.25
%
13.00
%
12.75
%
 
2001 - 2002
48 Months
6.50
%
36 Months
6.25
%
24 Months
5.75
%
9.50
%
9.35
%
9.25
%
12.25
%
11.75
%
11.25
%
13.75
%
13.50
%
12.25
%
17.75
%
16.50
%
14.50
%
 
2000 and Older
36 Months
7.25
%
24 Months
6.25
%
12 Months
6.00
%
 
10.00
%
9.75
%
9.50
%
 
12.75
%
11.25
%
11.00
%
 
14.25
%
12.75
%
12.50
%
 
17.75
%
14.75
%
14.50
%
 
 
Member Select Loan
Signature Loan
Maximum
$1,000.00
6.75%
 
Maximum
$5,000.00
7.75%
Term
$60.00 Monthly
9.00%
 
Term
Minimum $40
11.00%
$13.86 Weekly
11.50%
 
$3.50 per $100.00
16.50%
12.50%
 
17.50%
13.50%
 
19.00%
                   
   
     
                 
 
12 Months
24 Months
36 Months
48 Months
60 Months
     
 
5.50%
6.50%
7.25%
8.25%
9.25%
     
 
8.75%
9.75%
10.25%
12.25%
13.25%
     
 
9.75%
12.75%
15.25%
16.25%
17.25%
     
 
10.75%
13.75%
16.25%
17.25%
18.25%
     
 
12.75%
15.75%
18.25%
18.75%
20.75%
     
                 
                 
    Share Secured        
 
Maximum
100% of Balance 2.50% above earnings    
 
Term
Coincide w/acct        
               
   
     
                 
    Home Equity         Levels  
 
Maximum
80% of Assessed Value (Less 1st Mortgage)     A 700+  
    85% of Appraised Value (Less 1st Mortgage)     B 650 - 699  
 
3 Years
5 Years
7 Years
10 Years
    C 600 - 649  
 
4.50%
4.75%
5.00%
5.25%
    D 550 - 599  
 
5.00%
5.25%
5.50%
5.75%
    E up to 549  
 
7.50%
7.75%
8.25%
8.50%
       
 
8.50%
8.75%
9.75%
10.25%
       
 
9.50%
9.75%
10.75%
11.25%
       
 
E-mail: fdfcu@frontiernet.net Phone: (515) 573-1160 Phone Banking: (515) 573-4040